“…just trying to map out a few tail-risk scenarios for a friend, but if the primary beneficiary experiences a sudden vehicular liquidation on Sunday, does the junior tranche absorb the principal?” asked an anonymous MarketWatch reader.

This chilling inquiry is a glaring bearish indicator for American life expectancy. Retail investors are clearly running out of organic yield. They are now actively pricing sudden highway fatalities into their forward revenue guidance. A systemic consolidation of family wealth through targeted brake-line failure is already underway.

When a two-percent stakeholder begins probing the structural integrity of the ninety-eight-percent shareholder’s sedan, the market is severely overleveraged. (It is also a profound signal to short the auto insurance sector). Analysts are currently projecting a twenty-six percent spike in tragic, completely unforeseeable probate accelerations before the next fiscal quarter.

The retail market has pivoted from passive index funds to active kinetic arbitrage. If you hold a majority stake in any joint asset, stay off the roads. Your existence is currently a distressed asset, and your relatives are getting ready to close the position.